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Money Clarified

23 Best Money-Making Apps In 2023

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Looking to make some extra cash? There are some great money-making apps available in 2023 that can help you earn extra cash. From taking surveys to delivering groceries, there are countless opportunities to make money using just your smartphone or tablet. Whether you’re a student, a stay-at-home parent, or just looking for some extra cash, these apps can help.

In this article, we’ll dive in and explore the best money-making apps that can help you earn some extra cash.

The Best Money-Making Apps

money making apps

1. Swagbucks

App Swagbucks
Description Rewards users for completing simple tasks
Pros Easy to use, rewards can be redeemed for gift cards or cash
Cons Can be time-consuming, rewards may not be worth the effort
Income Users can earn up to $50 or more per month
Cost Free

2. Survey Junkie

App Survey Junkie
Description Pays users for taking surveys
Pros Lots of survey options, easy to use, rewards for cash
Cons Some surveys may disqualify you, rewards may be low
Income Users can earn between $1 and $3 per survey completed
Cost Free

3. Rakuten

App Rakuten
Description Pays users for shopping online through the app
Pros Easy to use, rewards can be redeemed for cash
Cons Limited to online shopping only, rewards may take time
Income Users can earn cashback rewards ranging from 1% to 10%
Cost Free

4. InboxDollars

App InboxDollars
Description Pays users for completing surveys, watching videos
Pros Offers multiple ways to earn money, rewards for cash
Cons Some offers may require a purchase, rewards may be low
Income Users can earn up to $5 per survey, up to $20 per offer
Cost Free

5. Acorns

App Acorns
Description Invests spare change from purchases
Pros Easy way to start investing, user-friendly
Cons Fees can add up, not suitable for large investments
Income Users can expect an average of 7% return
Cost $1-$5 per month depending on the plan

6. HealthyWage

App HealthyWage
Description Pays users for losing weight
Pros Offers a financial incentive, can be motivating
Cons Must pay to participate, weight loss can be difficult
Income Earnings vary, some users have reported earning thousands
Cost Prices vary depending on the bet

7. Airbnb

App Airbnb
Description Allows users to rent out their homes or apartments
Pros Can be lucrative, flexible
Cons Requires space/property to rent out, may require effort
Income Users can earn hundreds or even thousands of dollars
Cost Free to sign up, Airbnb takes a percentage of each rental

8. Dosh

App Dosh
Description Pays users for shopping at participating stores/restaurants
Pros Easy to use, rewards can be redeemed for cash
Cons Limited to participating stores/restaurants, rewards may be low
Income Varies based on what offers you claim
Cost Free

9. Instacart

App Instacart
Description Grocery delivery service that pays users to shop for and deliver groceries.
Pros Can be a flexible way to earn money, can be done on your own schedule.
Cons Requires a car and a smartphone, can be physically demanding.
Income Users can earn between $10 and $20 per hour, depending on the number of orders they complete.
Cost Free to sign up, users are paid per delivery

10. TaskRabbit

App TaskRabbit
Description A platform that allows users to find local gigs like cleaning, handyman work, and other odd jobs.
Pros Can be a flexible way to earn money, offers a variety of jobs.
Cons Requires physical labor, may not always have consistent work.
Income Users can earn up to $60 per hour for some tasks.
Cost TaskRabbit takes a percentage of each job.

11. Uber and Lyft

App Uber and/or Lyft
Description Ridesharing service that pays users to drive passengers to their destinations.
Pros Can be a flexible way to earn money, can be done on your own schedule.
Cons Requires a car and a valid driver's license, can be physically and mentally demanding.
Income Users can earn between $15 and $25 per hour, depending on the location and demand for rides. Has opportunities for tips as well.
Cost Free to sign up, Uber takes a percentage of each ride.

12. Fiverr

App Fiverr
Description A platform that allows users to offer their skills and services to others.
Pros Offers a wide range of services, can be a flexible way to earn money.
Cons Requires a particular skill set, may face competition from other sellers.
Income Users can earn anywhere from $5 to $10,000 per project, depending on the complexity and scope of the work.
Cost Free to sign up, Fiverr charges a 20% commission on all projects

14. Upwork

App Name Upwork
Description A platform that connects freelancers with clients who need their services.
Pros Offers a variety of job options, can be a flexible way to earn money.
Cons May face competition from other freelancers, fees can add up.
Income Users can earn between $10 and $100 per hour, depending on the project and their level of experience.
Cost Free to sign up, Upwork commission fee structure: $0–$500 in earnings: 20% service fee; $500.01–$10,000 in earnings: 10% service fee; $10,000.01 or more in earnings: 5% service fee;

15. UserTesting

App UserTesting
Description Pays users to test websites and apps and provide feedback. Be prepared to
Pros Pays a high rate per test, can be done in spare time.
Cons Some tests may require a specific demographic and may not be available to everyone.
Income Users can earn up to $10 per test completed, which typically takes around 10-20 minutes.
Cost Free to sign up and test websites. They pay through PayPal.

16. Picture Punches

App Picture Punches
Description Are you a Meme Lord? Picture Punches is a platform for creating and sharing memes and funny pictures and they'll pay you per meme!
Pros Offers a creative outlet for humor, easy to use
Cons Can be time-consuming, not a guaranteed way to earn money
Income Earn between $0.01 and $0.10 per uploaded meme
Cost Free

17. DoorDash

App DoorDash
Description A food delivery app that connects users with local restaurants
Pros Offers a flexible way to earn money by delivering food, user-friendly interface
Cons Requires a car or bike, can be physically demanding
Income Users are paid per delivery plus tips. You can make anywhere from $15-$25 an hour
Cost Free to sign up

18. Turo

App Turo
Description A platform for renting out cars to others
Pros Can be a way to earn money from a car that would otherwise sit idle, can be flexible
Cons Requires a car to rent out, insurance may be expensive and has to be purchased from Turo
Income Can make up to $500+ per month on Turo in the U.S. (Depends on your area and type of car you have)
Cost Free to sign up, Turo takes a percentage of each rental depending on the type of insurance you choose

19. Gigwalk

App Turo
Description A platform for renting out cars to others
Pros Can be a way to earn money from a car that would otherwise sit idle, can be flexible
Cons Requires a car to rent out, insurance may be expensive and has to be purchased from Turo
Income Can make up to $500+ per month on Turo in the U.S. (Depends on your area and type of car you have)
Cost Free to sign up, Turo takes a percentage of each rental depending on the type of insurance you choose

20. Poshmark

App Poshmark
Description A platform for buying and selling secondhand clothing and accessories
Pros Can be a way to earn money from items you no longer wear, user-friendly interface
Cons Requires a lot of time and effort, not suitable for all types of clothing
Income Users can earn up to 80% of the sale price of their items, but Poshmark takes a percentage of each sale
Cost Free to signup, Poshmark takes a percentage of each sale

21. Field Agent

App Field Agent
Description An app that pays users to complete small market research tasks like taking photos or conducting surveys
Pros Offers a variety of tasks, rewards can be redeemed for cash
Cons Tasks may not be available in all areas, rewards may not be very high
Income Most jobs pay $3-$5, but some can pay up to $15
Cost Free

22. Swagbucks Live

App Swagbucks Live
Description A trivia app that pays users for answering questions correctly
Pros Can be a fun way to earn money, rewards can be redeemed for cash
Cons Trivia games are only held at certain times, rewards may not be very high, and chances of getting all questions correct are not high
Income Varies depending on how many people share in the cash prize
Cost Free

23. Foap

App Foap
Description An app for selling photos and videos to companies and individuals
Pros Easy to use, you can earn money for photos and videos you already have
Cons Photos and videos must meet quality standards to be accepted, and competition can be tough
Income $10 per image
Cost Free to sign up, Foap takes 50% of each photo bought

24. Decluttr

App Decluttr
Description An app that allows you to sell unwanted items like DVDs, CDs, and electronics
Pros Easy to use, can be a way to earn money from items you no longer need. Offers free shipping for those who sell over $5 worth of goods, up to a maximum of 500 items per order
Cons Offers may not always be high, may require a lot of items to make a significant profit
Income Varies depending on what you sell
Cost Free to use

Final Thoughts

These money-making apps offer a variety of opportunities to earn extra cash in your spare time. While not every app may work for everyone, and not many can realistically replace a full-time income, there are plenty of options to choose from. Whether you’re looking for flexible hours, easy tasks, or significant earnings, there’s an app for that. Give them a try and see which ones work best for you. Let’s get it!

Note: If you earned more than $600 from a side job during the tax year, the company or individual who paid you should provide you with a Form 1099-NEC for nonemployee compensation. This form must also be submitted to the IRS to report the income earned (Source: TurboTax).

This post may contain affiliate links. We may receive compensation when you click on links to those products at no additional cost to you. Read our full disclosure here.


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